About Ocean Edge Finance

We think you’ll find it refreshing, our clients do.

Welcome to Ocean Edge Finance

Welcome to Ocean Edge Finance – where your financial success is our utmost priority. Nestled in the vibrant locales of Perth and Geelong, Australia, we are a dedicated team driven by integrity, exceptional service, and a knack for solving the most complex financial puzzles.

Our Journey

Ocean Edge Finance (OEF) isn’t just a mortgage broking business; we are a beacon of hope in a sea of financial complexities. Founded by Darren and Reece, our journey is fueled by a passion to demystify the lending process and provide unparalleled financial solutions. Our expertise spans across a comprehensive range of lending services, including owner-occupied and investment mortgage lending, asset finance, business and commercial lending, and personal loans.

What Sets Us Apart

What truly sets us apart is our unique problem-solving approach. We take pride in securing loans for our clients that others might not, thanks to Darren’s expertise as a CPA and Reece’s background in advertising and marketing. This blend of skills ensures a high loan approval success rate, complemented by outstanding customer service and meticulous attention to detail.

Our Services

Our primary focus is on home loans, both owner-occupied and investment, but our expertise doesn’t end there. We also specialise in personal loans, car loans, SMSF loans, and commercial loans. Our goal is simple: to make the lending process stress-free and successful for you.

How can we help you?

Our Team

We are more than just a business; we are a family. Darren, Reece, and our cherished staff member, Cher, work tirelessly to go above and beyond for our clients. We’re excited about growing our team, bringing in an Asset Finance specialist, and continuing to expand our expertise.

Reece Hogan – BCom, MFAA

Director, Perth

Darren Sambrooks – CPA, MFAA

Director, Geelong

Your Trust, Our Commitment

Trust is the cornerstone of our relationship with you. Our growth has been fueled by word-of-mouth referrals from satisfied clients who appreciate our caring, intelligent, and successful service. We don’t just offer loans; we build lasting relationships.

Looking Ahead

Our ambitions are as vast as the ocean. In the short term, we aim to expand our loan book significantly and grow our team. Long-term, we envision a robust expansion with larger offices, more staff, and a diverse range of services, possibly even extending into accountancy and tax divisions.

Our Promise to You

When you choose Ocean Edge Finance, you choose a partner who genuinely cares about your financial goals. We are committed to ensuring you feel supported, respected, and confident in our services. Your success is our success, and together, we can navigate the vast ocean of finance with ease and expertise.

    
 
 
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   Rebecca Stacy 
 20 August 2026
 
 
  Highly recommend Ocean Edge Finance. I was referred through family friends and couldn’t have been happier with the service I got from Reece Hogan. He was incredibly helpful throughout the entire mortgage process. Always friendly, happy to answer any questions and kept me informed every step of the way. He made what is already a stressful process feel straightforward and gave me all the information and guidance I needed to get my loan approved. I’m so grateful for all his help and would highly recommend him to anyone looking for a mortgage broker 😄
  
 
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   Jacalyne Anderson 
 14 August 2026
 
 
  Darren is an absolute pleasure to work with. He is very knowledgeable about everything we needed to know and nothing was too much trouble. He goes the  extra mile and we would recommend him to anyone without hesitation.
  
 
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   Mike Gallon 
 10 August 2026
 
 
  Darren is great to deal with. Highly recommend him if you are in the market for a loan.
  
 
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   Erin Lindley 
 27 July 2026
 
 
  Reece is amazing! We have used Reece for at least the last 6 years. So much help navigating home loans and refinancing. I would not trust anyone else. Communication is very on point and you know what is going on every step of the way. Even with the 100 questions I have  i always get a response very quickly.
  
 
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   Craig Batterham 
 22 July 2026
 
 
  Reece Hogan and his Team from Ocean Finance have helped myself & family with two refinance opportunities in last couple of years. Most professional team, Easy to deal with and excellent follow up with this you understand status at any stage the status. I have not used any others since I have dealt with them they are so good. I would recommend to anyone and have done.
  
 
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   stuart arrowsmith 
 10 July 2026
 
 
  Reece is super easy to deal with, very accommodating to my needs and provided several options for us to choose. He is also very proactive with getting the loan approved and settled very quickly
  
 
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   Josh Pointing 
 8 July 2026
 
 
  Reece understood what was required for our refinance and secured us a great rate. Very happy with the experience.
  
 
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   Ellie Mcguane 
 28 June 2026
 
 
  My Husband and I have dealt with Darren Sambrooks. Darren has helped us over the last 4-5 years, we couldnt of been happier with his service. No matter how many questions we had, he was always there to answer. Over the years he put in alot of work, and following up for us. Our whole experience has been amazing!! Would highly recommend.
  
 
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   Makenzie Hewitt 
 18 June 2026
 
 
  I have been dealing with Reece and Oceanedge for a few years now and have had nothing but a great experience!! Always so helpful answering questions and talking things over. Highly recommend!
  
 
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   Nasser El-Malak 
 13 June 2026
 
 
  I have known Darren for many years and he has always been a consummate professional. He is incredibly knowledgeable, responsive, and genuinely helpful, always willing to go the extra mile to assist. His integrity, attention to detail, and commitment to achieving the best outcomes are second to none. I would not hesitate to recommend Darren to anyone seeking a trusted and reliable broker.

Our Mortgage Broking Services

At Ocean Edge Finance, we offer a diverse range of financial services tailored to meet your unique goals. Our expertise extends from comprehensive home loan solutions for both owner-occupied and investment properties to personalised assistance in securing personal and car loans.

Home Loans

Whether you’re a first home buyer, an upgrader or refinancer it’s vital any home loan complements your objectives and goals.

Investment Loans

Investment Loans are financial tools specifically tailored for purchasing assets that generate returns, such as property or shares.

Commercial / Business Loans

Commercial / Business loans are specifically designed for business purposes, such as expanding operations, purchasing equipment, or investing in property.

Asset Finance

Looking to purchase a car, boat, caravan or machinery? If it has a serial number it can be financed.

SMSF

SMSF Loans offer the opportunity for trustees to diversify their investment portfolio, potentially enhancing the fund’s growth and yield.

Personal Loans

Ocean Edge Finance offers personalised consultation to find the most suitable personal loan for your needs.

Niche Loan Structures

Niche Loan Structures are specialised lending solutions designed to meet specific borrower requirements that don’t fit into traditional loan categories.

Debt Consolidation

Debt Consolidation involves combining multiple debts, such as credit cards, personal loans, or other liabilities, into a single loan.

Split Loans

Split Loans combine the features of both fixed and variable rate loans. This financial product allows borrowers to ‘split’ their loan into separate portions.

Extracting Equity for Investment

Extracting Equity for Investment involves accessing the available equity in your property to invest, typically in another property or investment venture.

Interest Offset Strategies

Interest Offset Strategies involve using an offset account linked to your home loan. The balance in this account ‘offsets’ against your loan balance.